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Contact Us
Eastern Michigan Agencies
24220 Jefferson Avenue
St. Clair Shores, MI 48080
586.778.9900 :: phone
586.778.9915 :: fax
info@emainsurance.com
EMA in the News
EMA Insurance is an independent agency offering a full range...
We are trusted business advisors because we focus on our helping our clients...
Our mission is to fulfill our professional obligations to you, not to a carrier...
Welcome to Eastern Michigan Agencies
We specialize in reducing our clients operating costs by managing their exposures to risk. We help our clients achieve better overall profitability by lowering their total cost of risk through risk identification and control.
Privately Owned...
EMA is a privately-owned business that has met the highest standards of integrity, value and performance since 1971. We are an independent insurance agency with a full range of capabilities to help strengthen your financial security. Our complete line of insurance services includes risk management, property and casualty, group health, auto, home, boat and life. Our advisors manage equity investment strategies for individuals, families and businesses, including 401(k) plans. EMA offices are located in St. Clair Shores, Michigan.
Insurance is a business centered on relationships...
The solutions EMA Insurance offers have a compelling emotional dimension. In a world where risk management scenarios continue to multiply and options grow more complex, you need to partner with a professional firm that offers you the most effective solution available. What can you do without, and what are the consequences? Who will be there for you when you need them? Who is looking out for your interests?Our approach...
Our approach is founded on understanding and education. No one should tell you that there is recipe to effective risk management… the solution is as unique as you are. Many of our prospective clients do not understand how insurance services can be an important strategic piece in their business plan. We investigate your present circumstances and future outlook. Once we have understood where you are and want to be, we can evaluate the best insurance vehicles to help you secure your position and enhance your opportunity.Full range of risk management products and services...
EMA Insurance is an independent agency offering a full range of risk management products and services. We are trusted business advisors because we focus on our helping our clients lead more productive lives with less anxiety and more security. Our mission is to fulfill our professional obligations to you, not to a carrier we represent or a confined product strategy espoused by a trendy guru. We serve our clients, not the shareholders of a global conglomerate. Our services include:
- General Commercial Insurance
- Property and Casualty Insurance
- Risk Control Solutions
- Insurance Claims Management
- Real Estate Insurance
- Logistics
- Manufacturing Insurance
- Personal Lines of Insurance
Understanding...
Insurance is an important component of your business strategy because of how it serves you in the event of a claim. When you experience a loss, you need answers. A reactionary, fear-based response could expose you to greater risks. There is a need for everyone to digest the event, understand the individual components and contain the problem. Our solutions give you the flexibility to recover, plan and make an affirmative move forward.

