Employee Benefits
Because employee benefits are critical factors in attracting and retaining excellent employees, businesses must continue to offer appealing benefit packages. At a time when the pressures to reduce costs are at the forefront of doing business, it can be difficult to develop plans that meet current needs, address future needs, and come with an affordable price tag.
A total benefit solution begins with innovative and strategic planning. At Eastern Michigan Agencies, we act as a trusted advisor to our clients by designing long-term benefit strategies that enable them to retain the best employees, control their costs, and ease the burden of administration. This isn't just about insurance. It is about focusing on strategic decisions to take our clients to the next level of consumer driven health care and employee benefits.
Our innovative approaches are more than just employee benefit programs. We offer complete solutions, the latest technologies and true advisory services. Our plan design modeling tools allow us to play "What If" with our clients to determine short and long-term impacts of plan changes. These tools are instrumental in designing strategic programs that will work for businesses over the long term.
Our diversified team of benefit professionals consults on a variety of solutions that can significantly improve the cost and effectiveness of employee benefit offerings. Our ability to deliver creative solutions through the use of technology and on-line services is second to none.
Health
We encourage employers and their employees to act as informed consumers. This is accomplished through the combined use of plan design, financial advisement, communication, and educational resources. Cost control efforts are supported through the integration and utilization of leading edge technology. Our goal is to reduce the burden and cost of plan administration while keeping our focus on health care quality.
Our Health plan strategies, concepts and services include:
- Fully Insured vs. Self Insured Funding Options
- Plan Design & Modeling Exercises
- Health Reimbursements Accounts
- Health Savings Accounts
- Flexible Spending Accounts
- Prescription Drug Program Consulting
- Employee Assistance Programs
- Wellness Programs
- Cafeteria Plans
Additional Offerings
Providing benefits to employees goes far beyond medical insurance. By offering a variety of group sponsored programs and voluntary products, our clients are able to address the specific needs of their employees.
Group sponsored programs and voluntary work-site products include:
- Life Insurance
- Accidental Death & Dismemberment Insurance
- Dependent Life Insurance
- Short and Long Term Disability Insurance
- Critical Illness Insurance
- Long Term Care
Resources & Tools
You can rely on our technology to manage your plans, systems and costs. Our powerful reporting and analysis capabilities allow employers to formulate strategies for reducing utilization while promoting a healthy lifestyle for their employees.
