August 2007
In This Issue
Strategic Safety Solutions
Insurance Tip of the Month
EMA Welcomes Two new Team Members
 
Insurance
Property
General Liability
Professional Liability
Directors & Officers Liability
Automobile
Workers Comp
Umbrella
Home
Auto
Recreational Vehicles
Bonds
Life & Disability
Group Health
401K
Investment & Retirement Planning
 
 
 
Risk Management Services
My Wave
Trak 1
Summit Training
Comp Watch
Disaster Planning
Safety Procedures
Safety Program Planning
Documented Safety Training
Pre-employment Screening
Return-to-Work Program

Quick Links
 
EMA Website
 
OSHA Website
 
 
Eastern Michigan
Agencies Inc
24220 Jefferson Ave
St Clair Shores MI 48080
586-778-9900
586-778-9915 Fax
::
Key to dollars 

STRATEGIC SAFETY SOLUTIONS!

Many companies are overpaying for their Worker's Compensation.
 
Most companies don't understand how their EXPERIENCE MODIFICATION NUMBER is calculated. How does that number effect your insurance premiums?
 
We can clearly demonstrate and calculate the direct effect of workplace injuries on your;
 
EXPERIENCE MODIFICATION NUMBER
 
YOUR INSURANCE PREMIUMS
 
INDIRECT COSTS TO YOUR BALANCE SHEET
 
We will show you how to track the costs over time and help you control those losses.
 
Please feel free to contact us for a FREE review.
Traffic 
Insurance Tip of the Month

Verify that drivers of the commercial vehicles (provided for personal use) have a personal auto policy.  If they do not, the Business Auto Policy requires "Drive Other Car" or more commonly known as

Personal Liability Coverage
 
 
 

Eastern Michigan Agencies Welcomes Two New Team Members

Bob Cherris, CPCU, ARC, ASF has joined our agency as an  Account Executive and brings over 25 years of experience in the insurance industry.
 
Jean Springberg, CISR, has joined our agency as a Commercial Account Manager who brings over 20 years of experience in the insurance industry.
 
 
PERSONAL LINES CONTEST 
 
Homeowners and Automobile

"2 WAYS TO WIN"

1.  Send us a referral and we will send you a gift card for Starbucks or Blockbuster

2.  Quarterly $50 Gift Card drawing

This email was sent to sstultz@emainsurance.com, by jmattes@emainsurance.com
Eastern Michigan Agencies | 24220 Jefferson Ave | St Clair Shores | MI | 48080