November 2007
In This Issue
Hazard Communication
Insurance Tip of the Month
Personal Lines Contest
Giving Thanks Every Day
Apartment Bldg 
 
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Trak 1
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Quick Links
 
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Eastern Michigan
Agencies Inc
24220 Jefferson Ave
St Clair Shores MI 48080
586-778-9900
Fax 586-778-9915
Hazard Communication violations ranked #2 on OSHA's top 10 list for 2007!
 
And it's no wonder - OSHA estimates that there may be as many as 650,000 hazardous chemical products in use in the United States and the Hazard Communication Standard applies to over three million American workplaces and over 30 million potentially exposed workers.
 
But, in spite of the enormous scope of workplaces and substances involved, the standard is working.
 
Since the HCS (Hazard Communication Standard) was adopted 20 years ago, the availability of chemical information in workplaces has increased dramatically.  The provision of labels and MSDSs with products has become a standard business practice.
 
As you know, the rule requires chemical manufacturers and importers to evaluate the hazards of the chemicals they produce and distribute.  This information is to be disseminated on on the container labels and MSDSs.  All employers with exposed employees are required to provide access to the labels, MSDSs and to train workers.
 
The purpose of the OSHA HazCom rule is to legitimize the right of any worker to learn about the hazardous chemicals in the workplace.  Employers must fulfill this obligation through training, the creation of a written program, MSDSs and labels.
 
Here are a few pointers to help you keep your workplace in compliance with this important OSHA standard:
  • Identify and create a list of potentially hazardous materials your employees may encounter.
  • Inform workers of any operations in their work areas where hazardous materials are present.
  • Explain methods and observations that may be used to detect the presence of a hazardous chemical.
  • Inform all employees of location and availability of your written Hazard Communication Program.
  • Update information and training whenever a new material is introduced into the workplace.
Please consult with your insurance agent and review your policy to understand how your current coverage protects you in these situations.
 
Insurance Tip of the Month
                    
It's Time to Prevent a Claim 

Fall is for beautiful color and falling leaves.  Although fun to play in, leaves can cause extensive damage to your roof.  Clean out your gutters in the fall and the spring to prevent water damage and/or ice dams.

Upon your next renewal please call Pat Lisi at                  586-778-9900 Ext: 236 for a quote today.
 
 
PERSONAL LINES CONTEST 
 
Homeowners and Automobile

"2 WAYS TO WIN"

1.  Send us a referral and we will send you a gift card for Starbucks or Blockbuster

2.  Quarterly $50 Gift Card drawing

 
turkey 
Giving Thanks Every Day
 
Thanksgiving is a good time to stop and remember the importance of saying thank you.  Not just once a year, but every day to those who help make our lives and businesses possible.  This Thanksgiving, as we take time to acknowledge and thank all those who contribute to our ability to sit down at that table.
 
This email was sent to sstultz@emainsurance.com, by jmattes@emainsurance.com
Eastern Michigan Agencies | 24220 Jefferson Ave | St Clair Shores | MI | 48080